Is the EPF calculator free to use?

Yes, all of our calculators are free to use.

How many times can I use the online EPF calculator?

You can use the service as many times as you need. There is no limit on how often you can access it.

Can I use the same calculator even after I change my job?

If you change jobs, your UAN will not change. It stays the same. You can still use the same EPF calculator.

What happens if the depositor rates- from either my end or my employer’s- changes?

If that’s the case, you need to change the value you enter when you use the EPF calculator.

When can I withdraw the money from my EPF account?

You can only withdraw money for personal use if you meet these conditions: You must have worked for at least 7 years. You can withdraw money only three times during the time your EPF account is open. You cannot take out more than 50% of your own contributions.

EPF or PF Calculator – Employee Provident Fund (EPF) Calculator

EPF Calculator

Current Age (Years): 25

Retirement Age (Years): 58

Monthly Basic + DA Salary: 50,000

Employee Contribution Rate (% of Basic+DA): 12.00%

Employer Contribution Rate (% to EPF): 3.67% Typically 12% total, but ~8.33% goes to EPS (capped), rest to EPF. This shows EPF portion.

Expected Annual Salary Increase (%): 5

Current EPF Balance (Optional): 0

Current EPF Interest Rate (FY 2023-24): 8.25%

Estimated Retirement Corpus:

Adjust inputs to see results.

Disclaimer: EPF calculations are estimates based on current rates and assumptions. Official interest rates change annually. Salary increases are projections. Employer’s EPS contribution (8.33% on up to ₹15,000 salary) is excluded from this EPF calculation. Consult official EPFO sources and a financial advisor.

Employees in the private sector can receive some benefits upon retirement only if they have a secure job. Moreover, government employees had pensions that private sector workers did not have. When this EPF Act was introduced in Parliament, the Employee Provident Fund (EPF) was launched. The law permits the Employees Provident Fund Organisation of India (EPFO) to handle the money of both employees and employers deposited under a permanent account (i.e., one with a UAN Unique Account Number). It can be used in conjunction with the EPF Calculator to determine the savings.

The PF calculator uses special technology to ensure accurate calculations as you enter your details. It can be a Provident Fund that serves as a safeguard against future financial uncertainty and potential unemployment, a powerful tool for informed decision-making regarding your finances down the line.

How can an EPF calculator help you?

When you use our PF calculator in India, you can quickly see how much money you have saved and how much interest it has earned.

Here are some benefits of using an EPF calculator online:

That means you dont need to recalculate your share of the total contributions each time.

The PF calculator gives you answers that are 100% correct for any data.

Interest Rate Fluctuations on your money and increments in the contribution amount are totally off the radar for you. EPF calculator will update you.

If you use our EPFO calc, you will receive updates on new transactions, contributions, and updates. The current EPF interest rate is 8.15%. If, during the financial year, somebody changes this in accordance with new laws, you will be informed upon logging in.

EPF calculators in India require all the necessary information to calculate the amount, so ensure you have all the required details before using the EPF calculator. Best in Quality, 100% surety of delivery

Your basic monthly salary including Dearness Allowance (DA)

Your contribution to the EPF

Your employer’s contribution

Your retirement age (Including VRS, if you have such plans.)

Your current EPF balance

Current EPF interest rate

How to use the EPF calculator?

Our EPF calculator is easy to use. Enter a few values, and youll see the results in seconds.

Step 1: Enter your basic salary and age.

Step 2: Once you input these values, you will see the employers contribution (EPS + EPF), total interest earned, and total maturity amount in the results.

What are the advantages of a PF account calculator?

We offer a range of free calculators for your use. Below is a list of these calculators. We update them regularly to keep everything running smoothly.

EPF Calculator – FAQ

Your essential questions about EPF calculations, answered.

1. Do I need to pay anything to use this EPF calculator?

Nope, it’s totally free! I’ve been using such calculators for the past few years and have never come across one that charges a fee. It’s one of the nice things that whoever made it simply put it up and enabled anyone to use it without any sort of catches.

2. How many times can I use this calculator?

As many times as you want, really, there’s no limit or anything like that. I remember when I first discovered EPF calculators – I probably used them around 20 times in one day, just playing around with different scenarios and contribution amounts.

3. What if I switch jobs? Can I still use the same calculator?

Yeah, absolutely! Here’s the thing – your UAN number remains the same, regardless of how many jobs you change. That’s actually quite convenient because all your EPF history follows you wherever you go. So the same calculator works just fine even after job changes.

4. What happens when contribution rates change?

You’ll just need to update the numbers you’re entering into the calculator. Sometimes, the government changes the EPF contribution rates, your salary increases, or your company’s policy changes. When that happens, just plug in the new values and recalculate – it’s that simple.

5. When can I withdraw money from my EPF account?

You can only withdraw for personal reasons, and there are some rules:

You need to complete at least 7 years of service first
You can only do partial withdrawals 3 times during your entire EPF account life
Here’s the catch – you can’t withdraw more than 50% of what YOU contributed (not including employer’s share)

It’s important to note that these withdrawal rules are pretty strict, so most people just let their EPF grow until retirement.